More liquidity, fewer charges.
In 30 minutes we show you concretely where your company saves and protects itself. Free and non-binding.
DVAG advisors from Berlin · 8 million clients in the group
Optimise tax & payroll · Liquidity & financing · Free cyber-security check



Heider and team reply personally, no call centre.
One dedicated advisor from Berlin, not a call centre.
You speak with Heider Alkateb and the 360 team, DVAG advisors from Berlin. We think SMEs, entrepreneurs and families together: risk and liquidity first, suitable products second.
What you get in the call
A clear savings plan
Concrete levers on tax, payroll and contributions.
Free cyber check
Stoïk analysis with a report worth around €3,500.
Your next step
A clear plan you can act on right away.
Finally a partner who thinks bAV, payroll and financing together. Our employees feel the difference.
The free cyber check found gaps we had no idea about. Clearly explained, clear plan.
How it works
- 01
Pick a time
30 minutes, online or on site in Berlin.
- 02
Analysis
We check potential and gaps, in plain language.
- 03
Plan
You get clear next steps, no obligation.
Ready in 30 minutes?
Free and non-binding. Every month without a plan costs contributions you will not get back.
Online booking is being set up. Send us a short message and we will get back to you quickly with appointment options.
